Buy Now Pay Later at Christmas Black Friday Sales start tomorrow, many stores offer highly promoted sales at discounted prices. On the surface Buy Now Pay Later seems like an attractive alternative, but what is the real cost? 3 questions to ask yourself B E F O R E you put something in your shopping cart: • Would I buy this if it wasn’t on sale? • Is it the right time to buy? • Can I afford it? Financial counsellors are always here to help. Thanks Affordability SA.